Attention homeowners in Plantation and Broward County: Need an appraisal?
Check out the top reasons FL homeowners need Atlantic Coast Appraisal:
Do you own a home in or near Plantation? Do you need help deciding the value of your real estate?
At Atlantic Coast Appraisal, we understand the special needs of a customer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your house's price, and not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value estimation than yours.
Need to cancel PMI?
A fashionable way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experienced in helping homeowners just like you delete unwanted PMI insurance.
Challenging Broward county's assessment of your property
Your local tax assessor may have your home overvalued if you live in a region that is declining or is not appreciating as much as other houses close by. That means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal from Atlantic Coast Appraisal is your chief weapon.
Was your HELOC recently frozen?
Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow viewpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Atlantic Coast Appraisal can provide you with a professional appraisal that will help you reinstate your home equity line of credit.
Do You Need Field and Desktop Appraisal Review Services?
Have you just gotten a copy of your appraisal and you'd wish to have a veteran appraiser double-check it for verity or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can We can assist you While usually requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your property.